EMI Calculator — Calculate Home Loan & Car Loan EMI | RaikTools

EMI Calculator

Plan your loans better. Calculate your Equated Monthly Installment (EMI) for home, car, or personal loans instantly.

Loan Details

%

Calculation Summary

Monthly EMI
₹0
Principal Amount
₹0
Total Interest
₹0
Total Payment (Principal + Interest)
₹0

How is EMI Calculated?

Equated Monthly Installment (EMI) is calculated using the following mathematical formula:

E = [P x R x (1+R)^N] / [(1+R)^N - 1]
  • E is EMI
  • P is Principal Loan Amount
  • R is rate of interest calculated on a monthly basis. (i.e., R = Annual rate of interest / 12 / 100).
  • N is loan term / tenure / duration in number of months.